Explore our services and use our calculators to plan your real estate journey.
Expert guidance through every facet of selling your property, from bespoke marketing strategies and professional staging to precision pricing and masterful negotiation.
A curated home search experience tailored to your lifestyle and aspirations. From pre-market opportunities to final walkthrough, every detail is handled with care and discretion.
Build long-term wealth through strategic real estate investment. Leverage deep market analytics, growth corridor insights, and portfolio optimization to make informed decisions.
Skilled negotiation backed by comprehensive market data. Every clause, every condition, and every dollar is strategically positioned to protect your interests.
Data-driven comparative market analyses and neighbourhood deep-dives that empower you with the knowledge to make confident, well-timed real estate decisions.
A seamless, end-to-end experience connecting you with trusted professionals for a truly turnkey transition into your new home.
A complimentary consultation to understand your goals, timeline, and vision, setting the foundation for a tailored experience.
A customized plan built around your unique needs, from market positioning and pricing to search criteria and negotiation approach.
Every detail managed with precision: marketing, showings, offers, inspections, and paperwork handled seamlessly on your behalf.
A seamless closing process followed by ongoing support, because the relationship does not end at the transaction.
Calculate the Property Transfer Tax required when purchasing property in British Columbia.
The BC Property Transfer Tax (also known as BC PTT) is a provincial tax applied when you purchase property in British Columbia. Whether you're buying your first home in White Rock, investing in Surrey real estate, or purchasing a luxury property in Vancouver, understanding this tax is crucial for budgeting your home purchase.
BC property transfer tax uses a tiered bracket system based on your purchase price:
1% on the first $200,000 of the property's fair market value
2% on the portion between $200,000 and $2,000,000
3% on the portion between $2,000,000 and $3,000,000
5% on the portion above $3,000,000 (luxury property tax)
If you're a first-time home buyer in British Columbia, you may qualify for a full or partial property transfer tax exemption:
To qualify for the BC first-time home buyer exemption, you must:
Foreign nationals and foreign corporations purchasing residential property in BC's specified taxable regions (including Metro Vancouver, Fraser Valley, Capital Regional District, and Nanaimo) must pay an additional 20% property transfer tax on top of the regular PTT.
As a licensed REALTORĀ® serving Metro Vancouver and the Fraser Valley, I help buyers navigate BC property transfer tax, secure first-time buyer exemptions, and understand all closing costs. Contact me today for personalized advice on your home purchase.
Calculate your down payment requirements and estimated monthly mortgage payments.
Add your recurring costs to see the true total monthly cost of owning your home.
Use our free Canadian mortgage calculator to estimate your monthly mortgage payments, understand down payment requirements, and plan your home purchase budget. Whether you're buying in Metro Vancouver, Fraser Valley, or anywhere in BC, this calculator provides accurate mortgage estimates based on Canadian lending rules.
In Canada, your minimum down payment depends on your home's purchase price:
5% minimum on the first $500,000 of the purchase price
10% minimum on the portion between $500,000 and $1,000,000
20% minimum for homes over $1,000,000 (no mortgage insurance available)
CMHC (Canada Mortgage and Housing Corporation) insurance is required when your down payment is less than 20%. This mortgage default insurance protects the lender if you default on your mortgage.
Amortization is the total length of time it will take to pay off your mortgage. In Canada, common amortization periods are:
Beyond your down payment and monthly mortgage, budget for these closing costs:
I work with trusted mortgage brokers and lenders to help you secure the best financing for your home purchase. Get expert advice on mortgage pre-approvals, down payment strategies, and first-time buyer programs. Let's discuss your home buying goals.
A seamless, end-to-end experience connecting you with trusted professionals at every stage of your real estate journey.
We coordinate every detail to ensure your property makes the strongest possible first impression, maximizing your sale price and minimizing time on market.
Professional staging advice and coordination to showcase your home's best features and appeal to today's buyers.
High-quality photos, video tours, and drone footage that capture your property in its best light for online and print marketing.
Arrange pre-listing inspections to identify and address potential issues before they become buyer objections.
Connect with trusted cleaning crews and repair professionals to ensure your home is move-in ready for showings.
Vetted moving companies and storage solutions to make your transition as smooth and stress-free as possible.
From financing to moving day, we connect you with the right professionals so you can focus on finding your perfect home.
Connections to experienced mortgage brokers who secure competitive rates and guide you through the pre-approval process.
Coordination with certified home inspectors to thoroughly evaluate the condition of your prospective property.
Referrals to trusted real estate lawyers and notaries to handle contracts, title transfers, and closing documentation.
Introductions to insurance professionals for home, title, and mortgage insurance tailored to your needs.
Guidance and assistance with transferring or setting up hydro, gas, internet, and other essential services at your new home.
Strategic connections and insights to help you build, manage, and optimize your real estate investment portfolio.
Vetted property management companies to handle tenant relations, maintenance, and rent collection on your behalf.
Detailed rental comparables and market data to help you set competitive rates and maximize occupancy.
Trusted contractors and tradespeople for renovations, upgrades, and value-add improvements to your investment properties.
Connections to accountants and tax professionals specializing in real estate investment and tax-efficient structuring.
Comprehensive portfolio analysis with strategic recommendations for growth, diversification, and long-term wealth building.