Seller tool

What would you actually walk away with?

Enter your own assumptions. The planner shows your estimated selling costs, the net after your mortgage is paid out, and how that net moves if the sale price lands a few percent above or below your number. It is scenario math, not a forecast and not a valuation.

West Beach and the promenade seen from the pier

Your assumptions

Assumed sale price

Start with the number you have in your head. Rose will test it against real sales later.

Mortgage balance to pay out

Include any secured line of credit. Leave at 0 if the home is clear title.

Mortgage break penalty

From your lender's payout statement. Often zero on an open or portable mortgage.

Commission on first $100,000

Commission on the balance

A common Lower Mainland structure, shown as a starting point. Commission is negotiated with your brokerage and covers both the listing and the buyer's agent. 5% GST is added automatically.

Lawyer or notary

Other costs

Other costs: strata move-out fee, property tax or utility adjustments, movers, any repairs you agree to in the contract.

Your scenario

Commission$0

GST on commission (5%)$0

Mortgage penalty$0

Legal$0

Other$0

Total selling costs$0

Mortgage paid out$0

Estimated net proceeds$0

If the price lands differently

Scenario	Sale price	Selling costs	Net

Read this before you rely on it. Final costs depend on your contract, your lender's payout statement, taxes that may apply to your situation, the condition of the property and advice from your lawyer or accountant. The scenarios are arithmetic on your own number; they are not a prediction of where the market will land.

Have Rose check this against real sales

Rose pulls the recent comparable sales for your street and tells you whether the price you assumed is in range, high, or leaving money behind. No obligation to list.

Name

Phone (optional)

Street or neighbourhood (so Rose pulls the right comparables)

You will hear back from Rose personally, usually within one business day. Nothing you type above is stored on this website; the request goes to her inbox only.

Questions

About the planner

Is this an estimate of what my home is worth?

No. The planner only works with the sale price you type in. Working out what buyers would pay takes recent comparable sales, which Rose reviews with you separately.

What commission rate should I enter?

Enter the rate you have agreed with your listing brokerage. The defaults show a structure that is common in the Lower Mainland, a higher rate on the first $100,000 and a lower rate on the balance, but rates are negotiable and vary. GST applies to the commission in BC.

Does the planner include property transfer tax or capital gains?

No. Property transfer tax is paid by the buyer, not the seller. Capital gains tax can apply when the home was not your principal residence for the whole time you owned it; that is a question for your accountant, and Rose will tell you when to ask it.

Where do mortgage penalties come from?

Your lender sets them. For a fixed-rate mortgage it is usually the greater of three months' interest and an interest rate differential, and the amount changes daily. Ask your lender for a written payout statement before you rely on a number.

Is my data stored?

No. The planner runs in your browser. Nothing is sent anywhere unless you choose to send Rose a review request, and then only the assumed price, cost total and scenario net go in the message, not your mortgage balance.